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Another Clunker Deal for Appliances

Posted March 21, 2010 – 3:55 pm in: Finance, Technology

Cited: MSNBC

Another clunker deal is in the works. The only difference is that instead of your car they want your finances as long as her more than five years old. So if you want some money, it might be time to go shopping.

I have a hard time getting rid of things. My parents taught me [...]

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Expensive New Credit Card Law

Posted March 3, 2010 – 8:48 pm in: Finance

Cited: Associated Press

The US now has a new credit card law that does nothing for many of the old problems. However, you can still get a credit card even if your finances are a mess. It is just going to cost you more than it did before. This new law took effect on February [...]

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Consumer Inflation Drops, First Time in 28 Years

Posted March 3, 2010 – 8:23 pm in: Finance

Cited: Reuters

If you take food and energy out of the equation, consumer inflation actually fell for first time in 28 years in January. In fact, that is the first time since 1982. This actually calms the rate hike worries that many people have been having lately.

The February 19 benign report on consumer inflation sent [...]

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Fewer Tax Penalties with Outsourced Payroll

Posted March 25, 2009 – 6:01 pm in: Finance

Various studies have shown that outsourcing payroll can reduce payroll tax penalties. About 75% of those that participated in the studies say that their payroll reduced the actual dollar amount of tax penalties being paid. Less than 1% said that their penalties increased and the remainder said that there was no change in the dollar [...]

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Advantages of Accepting Online Credit Card Payments

Posted March 25, 2009 – 5:11 pm in: Finance

There are many advantages to credit card processing online. One of the advantages is taking advantage of the 80% of consumers who use credit cards to purchase products and services online. Not accepting credit card payments online, you run the risk of losing customers as well as sales.

Most customers prefer using credit cards because they [...]

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A Financial Solution for Sellers

Posted March 25, 2009 – 4:25 pm in: Finance, Real Estate

If you really want to sell your house, you can try seller financing or real estate notes and avoid lowering your price. There are thousands of people who cannot get financing for one reason or another. Real estate agents and sellers can minimize the time invested in getting a property sold by using seller financing.
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Can You Save Money by Refinancing

Posted March 18, 2009 – 7:08 pm in: Finance

Refinancing your Louisville Kentucky mortgage is nothing more than taking out a new mortgage. You are getting a new loan to pay off one or more old debts. This can actually save you money. KY refinancing may get you less interest, which lowers your monthly payment. You might also consider changing from a 30-year loan [...]

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Commercial Loans at 90%

Posted March 16, 2009 – 4:23 pm in: Finance

This financing option is very rare in today’s economic market, if it is even available. Not long ago, some lenders offered 90% financing with rates that were about 1-3% higher than 80% financing rates. However, there is still a way to obtain 90% financing on your investment properties. That is to have the seller hold [...]

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